The $100K plan was challenging but fair. 90/10 profit split is a big win. Platform is clean, no lag during trading.
TopTier Trader Review 2025: A Complete Breakdown
The Pros & Cons of TopTier Trader
- Up to 95% profit splits.
- Flexible evaluation process.
- Unlimited retries.
- Variety of tradable instruments.
- Customizable add-ons.
- Fast payout process.
- No minimum withdrawal amounts.
- Transparent policies.
- High customer satisfaction.
- No ongoing fees after funding.
- Support for various trading styles.
- Maximum leverage of 1:100.
- Refundable evaluation fees.
- Fast customer support.
- Performance-based scaling plans.
- No profit targets for funded accounts.
- Withdrawal restrictions.
- Account suspensions for violations.
Propfirm Details Information
Overview | |
Name | TopTier Trader |
CEO | Jamal Hollingsworth |
Backed by | Any institutional or angel investors |
Account Size | Up to $2 million |
Account Scale | Up to $2 million |
Profit Splits | Up to 95% |
Broker-backed | No |
US Trader | Allowed |
Trading Requirements | |
Minimum Trading Days | 4 days |
Max Loss Limit | Up to 10% |
Payout Frequency | 14 or 30 days |
Payout Cycle | Bi-weekly |
Own Proprietary Platform | No |
Trading Conditions | |
Platforms | MetaTrader 4 (MT4), MetaTrader 5 (MT5), and TradeLocker |
Instruments | Cryptocurrencies, indices, gold, commodities, and more |
Trading Hours | Flexible |
Restrictions | |
Copy Trading | Allowed |
Grid Trading | Allowed |
Hedging Across Accounts | Allowed |
High-Frequency Trading (HFT) | Not Allowed |
Account Payout and Allocations | |
Payout Method | Cryptocurrency, Rise Pay, credit card, and debit card |
Account Scaling | Up to 25% |
Additional Information | |
Educational Support | Tutorials, Guides, and Blogs |
Customer Support | 24/7 through live chat & e-mail |
Geographical Availability | Worldwide |
Trustpilot Rating | 4.6 out of 5 |
What is TopTier Trader?
TopTier Trader was founded on October 18, 2021, by Jamal Hollingsworth, Cue Banks, and Anthony T. Williams. Based in Miami, Florida, the firm allows traders to manage accounts between $5,000 and $300,000 and keep up to 90% of their profits after completing a two-phase evaluation. The first phase requires a 10% profit target, while the second phase requires a 5% profit target, with a daily loss limit of 5% and an overall drawdown of 10%.
Key Features of TopTier Trader
Here’s a comprehensive look at the key features of TopTier Trader, covering all the important aspects:
Flexible Trading Environment
TopTier Trader offers a customizable trading experience with options for faster payouts, increased profit splits, and the ability to use Expert Advisors (EAs). Additionally, traders can take advantage of weekend and news trading.
Generous Funding Options
With account sizes from $5,000 to $300,000, traders can scale their accounts up to $2 million based on performance. The firm’s profit-sharing model starts at 80% and can go up to 95%, depending on performance.
Two-Phase Evaluation Process
The evaluation process is designed with a profit target of 8% and a daily loss limit of 5%. Risk management is emphasized throughout the evaluation, helping traders stay on track.
Tradable Instruments
Traders have access to a wide variety of assets, including Forex, indices, commodities, metals, and cryptocurrencies, providing plenty of options to build a diverse trading portfolio.
User-Friendly Trading Platforms
TopTier Trader is compatible with popular platforms like MetaTrader 4 and Tradelocker, which offer powerful tools for both analysis and trade execution.
Fast Payout Process
You can expect fast payouts with a bi-weekly payout schedule, ensuring quick access to your profits.
Educational Resources
The firm provides plenty of educational materials, including webinars, tutorials, and other resources to help traders improve their skills and knowledge.
Unique Features that Set TopTier Trader Apart
- Customizable Add-Ons: Personalize your trading experience with EAs, faster payouts, and a 95% profit split.
- Trade Without Limits: TopTier Trader lets you trade without restrictions.
- Scalable Funding: Start with accounts from $5,000 to $300,000 and scale up to $2 million.
- Diverse Market Access: Trade Forex, commodities, metals, indices, and even cryptocurrencies.
- Top-tier Platforms: Trade easily with MetaTrader 4 (MT4) and MetaTrader 5 (MT5).
- Community & Education: Learn, grow, and share strategies with an active community.
Winning Advantages of TopTier Trader
- High profit splits, one of the most rewarding models out there.
- Meet profit targets of 8-15% with no minimum trading days.
- If you don’t hit your target, you can retake the evaluation.
- Start with accounts from $5,000 to $300,000.
- Trade over 175 different assets.
- Transparent rules and risk management.
- Daily loss limits and drawdown restrictions help protect your capital.
- Once funded, no ongoing fees to worry about.
How Does TopTier Trader Stack Up?
When comparing TopTier Trader with MyForexFunds and FTMO, it’s clear that TopTier Trader offers a more flexible and rewarding experience. Its two-phase evaluation process, with manageable profit targets of 8% and 5%, alongside a daily loss limit of just 5%, provides a more accommodating structure than FTMO's stricter rules and higher profit targets.
On the funding side, TopTier Trader shines with account sizes ranging from $5,000 to $600,000. The profit splits of up to 95% outpace MyForexFunds and FTMO’s lower splits. Furthermore, TopTier Trader allows weekend and news trading. With fast payout processing and an impressive Trustpilot rating of 4.8/5.0, TopTier Trader proves to be a top choice for traders.
Trading Rules and Guidelines
TopTier Trader has established straightforward and effective trading rules to create a disciplined environment. For example, daily losses are limited to 5% of the starting balance, resetting at 5 PM Eastern Time. Fixed lot sizes are set based on account size and asset class. For instance, a $5,000 account allows trading up to 0.30 lots in commodities and metals and up to 1.00 lots in Forex.
TopTier Trader supports both scalping and swing trading, allowing traders to choose between quick, short-term moves or longer holds. However, automated systems (EAs) and copy trading are not allowed. The firm offers a wide range of instruments, including major and minor Forex pairs, commodities like gold and silver, stock indices, and popular cryptocurrencies.
Smart Ways to Succeed with TopTier Trader
To succeed at TopTier Trader, understanding the evaluation process and maintaining a consistent trading approach is crucial. Start by creating a solid trading plan and practice on a demo account before taking the challenge to build confidence and refine skills. Once funded, stick to your plan, avoid emotional decisions, and keep a trading journal to track progress and identify areas for improvement.
Utilize TopTier Trader’s educational resources, including webinars and tutorials, to deepen market knowledge. The platform also provides powerful charting tools and analytics for informed decision-making. By staying disciplined, using resources effectively, and maintaining a strategic mindset, traders improve their chances of success.
Is TopTier Trader Right for You?
TopTier Trader is a great option for traders who want flexibility, solid risk management, and substantial funding opportunities. The two-phase evaluation process offers clear and achievable profit targets. Traders also benefit from the ability to use different styles, such as scalping or swing trading, and the option to trade on weekends.
However, TopTier Trader may not be suitable for everyone. Those who rely on automated trading systems or prefer looser risk management rules may find its manual trading requirement and strict risk limits restrictive. If you’re comfortable with these conditions, TopTier Trader offers fast payouts, a supportive community, and the potential for scalable funding.
Grab the Best TopTier Trader Coupons
Ready to save while you trade? TopTier Trader offers fantastic coupons to help you get started without breaking the bank. Whether you're a beginner or a pro, these deals are perfect for boosting your trading game. Don’t miss out—grab your TopTier Trader coupon today!
Think Capital Video Review
Frequently Asked Questions (FAQs)
How does TopTier Trader work?
Is Top One Trader legit?
Where will you find the best TopTier Trader Coupon?
Who is the founder of TopTier Trader?
What is the maximum loss in TopTier Trader?
TopTier Trader Propfirm Review Details
Peter Woods
IS
Dylan Owens
NO
I paid for add-ons like 90/10 and news trading, but it didn’t make the challenge easier. Waste of extra money for me.
Charles Delgado
FI
I liked that they let me use EAs and trade during news. Makes it feel like real market conditions.
Richard Kelty
KH
Fast setup, easy rules, and no time limit. I passed the $5K Flex plan and was funded within 3 days.
Luca Franklin
CR
Challenge was fair but harder than expected. The 5% daily loss limit is tight. You really need to manage risk well
Alexander Dixon
BE
Passed the $50K 1-phase in a week. Rules were fair and no time limit helped. Payout came fast, just wish the dashboard loaded quicker.
Ellis Bailey
AR
Great for practicing discipline. Tight rules, but passing is possible with patience. Payout came in 3 days.
Mohammad Norton
EG
The 90/10 split on $300K is great. Add-ons helped a lot. Just wish the dashboard had more advanced tracking tools.
Dylan Pugh
CY
No minimum trading days was a lifesaver. Hit the targets fast and got funded. One of the smoother challenges I’ve done.
Oscar Galkin
HU
Love that there’s no time limit. I took my time, traded safely, and passed. Payout was easy and support was kind.
Alex Kryukov
CH
Profit target for phase 1 is 8%, which felt a bit high for the $5K size. Still passed, but took longer than planned.
Sergey Zotov
RU
Took the $300K Pro challenge with double leverage and EA. Passed both steps in 3 weeks. Smooth payout. Big account, big pressure but payback instantly.
Trifon Uvarov
RU
Support was helpful and active on Discord. Answered my payout questions fast. Friendly team.
Niklas Theiss
BY
I liked that they let me use EAs and trade during news. Makes it feel like real market conditions.
Riley Kerrigan
AU
Register $100K 1-phase challenge with news trading. Passed in 7 days. Got payout fast and support was kind.
Justin Naylor
AL
Lost my $10K account fast. Trailing drawdown was too tight. One bad trade and you're out. Not beginner-friendly.
Samuel Sharp
PL
My honest review of TopTier Trader: Passed the $50K two-phase like clockwork. If you stick to your edge, they’ll handle the rest. Fast funding, no funny business.
Leo Townsend
PT
I’ve tested a few firms, and TopTier felt solid. Wasn’t expecting much, but the rules were fair and payout was on time. Color me impressed.
William Thompson
ZA
My quick TopTier Trader review: Clean rules, fast setup, and I got paid before I could even brag about passing the challenge. TopTier lives up to the name!
Maximus Axelsson
SE
This review is based on my $100K challenge: clear profit targets, no overcomplicated rules, and a smooth payout process. Very professional overall.
Bailey Bradley
NZ
I went for the $50K 2-phase challenge at TopTier Trader and was impressed by the fair trading conditions. The evaluation was achievable, and I got funded without delays. Payouts are reliable and the profit split is solid.
Josh Hilton
GB
TopTier Trader gave me a smooth experience with their $25K 1-step challenge. The rules were realistic, and I passed quickly. Their platform is stable, support is responsive, and the funding came fast. Great for consistent traders!
James Grant
US
With TopTier’s $50,000 Instant Funding, I was live within hours. Zero phases, zero stress. The 8% trailing drawdown keeps risk in check, and the 90% profit split makes each win count. This model is perfect if you already trust your edge and want funding without the challenge grind. Real payouts, real fast.
Edgar Gardner
US
Went for the 2-Phase $200,000 Challenge with TopTier Trader. The structure is clean: Phase 1: 10% target Phase 2: 5% target Rules: 5% daily loss / 10% max drawdown It’s straightforward and rewards consistency. Once funded, I tapped into bi-weekly payouts and scaling opportunities all the way to $2M. The 80–90% profit split is the cherry on top. Ideal for traders who thrive under structured evaluations.
Ben Sherwin
AU
Streamlined Success with the 1-Phase Challenge. I opted for the $50,000 1-Phase Challenge at TopTier Trader. The process was straightforward: achieve a 10% profit target with a 3% daily loss limit and a 6% trailing drawdown. With only 3 minimum trading days required and no time constraints, I could trade at my own pace. The 80% profit split and bi-weekly payouts made the experience rewarding. For traders seeking a clear and efficient path to funding, this challenge is ideal.
Leo Nepean
CA
Immediate Trading with the Instant Funding Option! TopTier Trader's Instant Funding option allowed me to start trading a $15,000 account without undergoing an evaluation. With an 8% trailing drawdown and no profit targets, I could focus solely on my trading strategy. The 90% profit split and bi-weekly payouts provided a lucrative opportunity. For experienced traders ready to dive in, this option offers a straightforward path to managing funded capital.